Three Southern California residents were recently sentenced to 180 days in jail after staging fake bear attacks on luxury vehicles to collect insurance money.

A deferred income annuity, or DIA, provides a guaranteed stream of income for as long as you live, starting at a future date you select.

Understanding Your Coverage and Resources May is Mental Health Awareness Month, and this is a crucial time to recognize that mental health is just as important as physical health, especially as we age. You may not be aware that Medicare provides coverage for a wide range of mental health services, helping you or your loved ones access the care and support they need. Mental Health Coverage Under Medicare Medicare covers both inpatient and outpatient mental health and substance

Hospital Indemnity Insurance Provides a Financial Safety Net A trip to the hospital can be physically and emotionally draining. It can also be financially stressful. Even with strong health insurance coverage, a hospital stay often leaves patients responsible for deductibles, copays and coinsurance. Those out-of-pocket costs can add up quickly, especially if the hospital stay lasts several days or requires additional services. For this reason, many individuals and families ar

Are You Getting the Most Out of Your Advantage Plan? Medicare Advantage (MA) plans often include valuable supplemental benefits that go beyond what Original Medicare covers — but the data shows that many beneficiaries never use them. These extra benefits vary by plan and can include services like dental care, vision exams, hearing aids, gym memberships, transportation, and allowances for over-the-counter (OTC) health products. Some plans even offer meal delivery after a hospi

Close your eyes and imagine it: your retirement.

The holidays are a time for celebration, but between rich meals, busy schedules, and the pressure to do it all, it’s easy for our health to take a back seat.

If you made changes to your Medicare coverage during the Annual Enrollment Period (AEP) your new plan will go into effect January 1, so this is the time to get organized so your new benefits start smoothly.

The Annual Notice of Change (ANOC) is a letter your Medicare Advantage or Part D plan sends each year to explain what’s changing in your plan for the next calendar year.

It’s Time to Start Thinking About Medicare AEP for 2026 As summer rolls on, now is the perfect time to start preparing for one of the...

Finding a retirement community that is right for you can be tricky. After all, people move to retirement communities for many different...

As we age, keeping our bones strong becomes more than just a good idea—it becomes essential to maintaining our independence and quality of life.

What’s Really on Retirees’ Minds? Top Concerns as Retirement Approaches Retirement—it’s something many of us look forward to, but let’s...

Annual Physical vs. Wellness Visit: What’s the Difference for Medicare Beneficiaries? If you're a Medicare beneficiary, you may have...

Imagine getting a call in the middle of the night from someone claiming to be your grandchild, panicked and in trouble. They say they’ve...

Spring is a time for fresh starts—but it’s also a smart time to double-check your Medicare coverage.

Medicare uses information from member satisfaction surveys, plans, and health care providers to give overall performance star ratings to...

Income-related Monthly Adjustment Amount The standard Part B premium amount in 2026 is $202.90. Most people pay the standard Part B premium amount. If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you'll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). The income-related monthly adjustment amount (IRMAA) is an extra charge added to your premium. It is a sliding scale

Part D Late Enrollment Penalty How much is the Part D penalty? The cost of the late enrollment penalty depends on how long you went...

CMS released their 2023 final rule which includes two requirements that will have a significant impact on independent agents and brokers...