Three Southern California residents were recently sentenced to 180 days in jail after staging fake bear attacks on luxury vehicles to collect insurance money.

A deferred income annuity, or DIA, provides a guaranteed stream of income for as long as you live, starting at a future date you select.

Here’s What to Do Before You Cancel Health insurance costs can feel overwhelming, especially when premiums, deductibles, or everyday expenses start to stretch your budget. If you’re enrolled in an ACA (Affordable Care Act) Marketplace plan and thinking about canceling it because it feels unaffordable, you’re not alone. But before you make that decision, it’s important to pause. Canceling your plan without exploring your options can leave you exposed to high medical costs and

Hospital Indemnity Insurance Provides a Financial Safety Net A trip to the hospital can be physically and emotionally draining. It can also be financially stressful. Even with strong health insurance coverage, a hospital stay often leaves patients responsible for deductibles, copays and coinsurance. Those out-of-pocket costs can add up quickly, especially if the hospital stay lasts several days or requires additional services. For this reason, many individuals and families ar

When winter arrives, so do icy sidewalks, slippery driveways, and an increased risk of injuries from unexpected falls. Even those who are extra careful can find themselves dealing with sprains, fractures, or other injuries caused by snow and ice. That’s why many individuals and families turn to Accident Insurance as an added layer of protection during the colder months. Why Slip-and-Fall Injuries Spike in Winter Snow, freezing rain, and temperature swings create hazardous wa

The IRS has announced updated contribution limits for retirement accounts for 2026.

The holidays are a time for celebration, but between rich meals, busy schedules, and the pressure to do it all, it’s easy for our health to take a back seat.

If you enrolled in health insurance through the ACA Marketplace (Healthcare.gov or your state exchange), there's a key document heading your way in the fall: your Renewal Notice.

Looking for guaranteed income ? It’s not easy — and you’re unlikely to get rich from guaranteed income generators alone. One of the fundamental rules of investing is that returns above what experts call the risk-free rate of return only come when you take some level of risk. However, as you approach retirement, it’s wise to include options that offer stability and predictability. Here are some of the most popular choices. Guaranteed Lifetime Annuities These contracts provide

When considering life insurance, many people face a trio of choices: term , whole , and universal life insurance. Each type serves a...

How to Prepare for ACA Open Enrollment (OEP) The Open Enrollment Period (OEP) for ACA (Affordable Care Act) health insurance runs from...

It’s common to hear unfortunate stories every day about people passing away from heart attacks, car accidents, or other sudden and...

September Is Life Insurance Awareness Month: Here’s Why It Matters September is Life Insurance Awareness Month — a perfect time to ask...

As summer temperatures soar across the country, staying safe in the sun and heat is more important than ever. With longer, hotter days...

Insurance companies want to insure you—just at a premium that reflects your overall risk.

A Two-in-One Solution: How Hybrid Life Insurance Can Help You Create a Smarter Plan for the Future Let’s face it—no one loves thinking...

There are several ways to reduce your Adjusted Gross Income (AGI). One method is sometimes referred to as creating a “Secret IRA." This is a creative way to reduce your AGI which involves contributing to a tax-deductible HSA account. If you are covered under a qualified high deductible health insurance plan, as an individual, you would be able to make contribution of up to $4,400 per year into your HSA account. If you are covered under a family plan you could contribute as m

I occasionally get the question: Can I be on Medicaid and have a Marketplace health insurance plan? The answer is yes. There is one...

Many individuals are searching for health insurance plans via the Health Insurance Marketplace. This can be a very frustrating process....

The Open Enrollment (OEP) timeframe is between November 1 and January 15. Policies applied for between November 1 and December 15, have a...