Looking for guaranteed income ? It’s not easy — and you’re unlikely to get rich from guaranteed income generators alone. One of the fundamental rules of investing is that returns above what experts call the risk-free rate of return  only come when you take some level of risk. However, as you approach retirement, it’s wise to include options that offer stability and predictability. Here are some of the most popular choices. Guaranteed Lifetime Annuities These contracts provide

When considering life insurance, many people face a trio of choices: term , whole , and universal life  insurance. Each type serves a...

How to Prepare for ACA Open Enrollment (OEP) The Open Enrollment Period (OEP) for ACA (Affordable Care Act) health insurance runs from...

It’s common to hear unfortunate stories every day about people passing away from heart attacks, car accidents, or other sudden and...

September Is Life Insurance Awareness Month: Here’s Why It Matters September is Life Insurance Awareness Month — a perfect time to ask...

As summer temperatures soar across the country, staying safe in the sun and heat is more important than ever. With longer, hotter days...

Insurance companies want to insure you—just at a premium that reflects your overall risk.

A Two-in-One Solution: How Hybrid Life Insurance Can Help You Create a Smarter Plan for the Future Let’s face it—no one loves thinking...

There are several ways to reduce your Adjusted Gross Income (AGI). One method is sometimes referred to as creating a “Secret IRA." This...

I occasionally get the question: Can I be on Medicaid and have a Marketplace health insurance plan? The answer is yes. There is one...

Many individuals are searching for health insurance plans via the Health Insurance Marketplace. This can be a very frustrating process....

The Open Enrollment (OEP) timeframe is between November 1 and January 15. Policies applied for between November 1 and December 15, have a...

Many individuals are receiving their health insurance from a plan on the Health Insurance Marketplace that includes a subsidy that...