As summer temperatures soar across the country, staying safe in the sun and heat is more important than ever. With longer, hotter days...

Finding a retirement community that is right for you can be tricky. After all, people move to retirement communities for many different...

Insurance companies want to insure you—just at a premium that reflects your overall risk.

As we age, keeping our bones strong becomes more than just a good idea—it becomes essential to maintaining our independence and quality of life.

What’s Really on Retirees’ Minds? Top Concerns as Retirement Approaches Retirement—it’s something many of us look forward to, but let’s...

Annual Physical vs. Wellness Visit: What’s the Difference for Medicare Beneficiaries? If you're a Medicare beneficiary, you may have...

A Two-in-One Solution: How Hybrid Life Insurance Can Help You Create a Smarter Plan for the Future Let’s face it—no one loves thinking...

When should you buy long-term care insurance?

Imagine getting a call in the middle of the night from someone claiming to be your grandchild, panicked and in trouble. They say they’ve...

Spring is a time for fresh starts—but it’s also a smart time to double-check your Medicare coverage.

Medicare uses information from member satisfaction surveys, plans, and health care providers to give overall performance star ratings to...

Income-related Monthly Adjustment Amount The standard Part B premium amount in 2025 is $185.00. Most people pay the standard Part B...

There are several ways to reduce your Adjusted Gross Income (AGI). One method is sometimes referred to as creating a “Secret IRA." This...

Part D Late Enrollment Penalty How much is the Part D penalty? The cost of the late enrollment penalty depends on how long you went...

CMS released their 2023 final rule which includes two requirements that will have a significant impact on independent agents and brokers...

As individuals approach age 65, they are usually inundated by calls and receive an abundance of information about Medicare in the mail....

I occasionally get the question: Can I be on Medicaid and have a Marketplace health insurance plan? The answer is yes. There is one...

If you are currently on Medicare or approaching Medicare eligibility, you are probably receiving numerous offers and information about...

Many individuals are searching for health insurance plans via the Health Insurance Marketplace. This can be a very frustrating process....

If you are still working when you turn age 65 and are covered under a large group insurance plan (over 20 lives), you may want to defer...