Looking for guaranteed income ? It’s not easy — and you’re unlikely to get rich from guaranteed income generators alone. One of the fundamental rules of investing is that returns above what experts call the risk-free rate of return  only come when you take some level of risk. However, as you approach retirement, it’s wise to include options that offer stability and predictability. Here are some of the most popular choices. Guaranteed Lifetime Annuities These contracts provide

The Annual Notice of Change (ANOC) is a letter your Medicare Advantage or Part D plan sends each year to explain what’s changing in your plan for the next calendar year.

When considering life insurance, many people face a trio of choices: term , whole , and universal life  insurance. Each type serves a...

It’s Time to Start Thinking About Medicare AEP for 2026 As summer rolls on, now is the perfect time to start preparing for one of the...

How to Prepare for ACA Open Enrollment (OEP) The Open Enrollment Period (OEP) for ACA (Affordable Care Act) health insurance runs from...

It’s common to hear unfortunate stories every day about people passing away from heart attacks, car accidents, or other sudden and...

September Is Life Insurance Awareness Month: Here’s Why It Matters September is Life Insurance Awareness Month — a perfect time to ask...

As summer temperatures soar across the country, staying safe in the sun and heat is more important than ever. With longer, hotter days...

Finding a retirement community that is right for you can be tricky. After all, people move to retirement communities for many different...

Insurance companies want to insure you—just at a premium that reflects your overall risk.

As we age, keeping our bones strong becomes more than just a good idea—it becomes essential to maintaining our independence and quality of life.

What’s Really on Retirees’ Minds? Top Concerns as Retirement Approaches Retirement—it’s something many of us look forward to, but let’s...

Annual Physical vs. Wellness Visit: What’s the Difference for Medicare Beneficiaries? If you're a Medicare beneficiary, you may have...

A Two-in-One Solution: How Hybrid Life Insurance Can Help You Create a Smarter Plan for the Future Let’s face it—no one loves thinking...

When should you buy long-term care insurance?

Imagine getting a call in the middle of the night from someone claiming to be your grandchild, panicked and in trouble. They say they’ve...

Spring is a time for fresh starts—but it’s also a smart time to double-check your Medicare coverage.

Medicare uses information from member satisfaction surveys, plans, and health care providers to give overall performance star ratings to...

Income-related Monthly Adjustment Amount The standard Part B premium amount in 2025 is $185.00. Most people pay the standard Part B...

There are several ways to reduce your Adjusted Gross Income (AGI). One method is sometimes referred to as creating a “Secret IRA." This...