Understanding Your Coverage and Resources May is Mental Health Awareness Month, and this is a crucial time to recognize that mental health is just as important as physical health, especially as we age. You may not be aware that Medicare provides coverage for a wide range of mental health services, helping you or your loved ones access the care and support they need. Mental Health Coverage Under Medicare Medicare covers both inpatient and outpatient mental health and substance

Here’s What to Do Before You Cancel Health insurance costs can feel overwhelming, especially when premiums, deductibles, or everyday expenses start to stretch your budget. If you’re enrolled in an ACA (Affordable Care Act) Marketplace plan and thinking about canceling it because it feels unaffordable, you’re not alone. But before you make that decision, it’s important to pause. Canceling your plan without exploring your options can leave you exposed to high medical costs and

Hospital Indemnity Insurance Provides a Financial Safety Net A trip to the hospital can be physically and emotionally draining. It can also be financially stressful. Even with strong health insurance coverage, a hospital stay often leaves patients responsible for deductibles, copays and coinsurance. Those out-of-pocket costs can add up quickly, especially if the hospital stay lasts several days or requires additional services. For this reason, many individuals and families ar

Are You Getting the Most Out of Your Advantage Plan? Medicare Advantage (MA) plans often include valuable supplemental benefits that go beyond what Original Medicare covers — but the data shows that many beneficiaries never use them. These extra benefits vary by plan and can include services like dental care, vision exams, hearing aids, gym memberships, transportation, and allowances for over-the-counter (OTC) health products. Some plans even offer meal delivery after a hospi

When winter arrives, so do icy sidewalks, slippery driveways, and an increased risk of injuries from unexpected falls. Even those who are extra careful can find themselves dealing with sprains, fractures, or other injuries caused by snow and ice. That’s why many individuals and families turn to Accident Insurance as an added layer of protection during the colder months. Why Slip-and-Fall Injuries Spike in Winter Snow, freezing rain, and temperature swings create hazardous wa

The IRS has announced updated contribution limits for retirement accounts for 2026.

Close your eyes and imagine it: your retirement.

The holidays are a time for celebration, but between rich meals, busy schedules, and the pressure to do it all, it’s easy for our health to take a back seat.

If you made changes to your Medicare coverage during the Annual Enrollment Period (AEP) your new plan will go into effect January 1, so this is the time to get organized so your new benefits start smoothly.

If you enrolled in health insurance through the ACA Marketplace (Healthcare.gov or your state exchange), there's a key document heading your way in the fall: your Renewal Notice.

Looking for guaranteed income ? It’s not easy — and you’re unlikely to get rich from guaranteed income generators alone. One of the fundamental rules of investing is that returns above what experts call the risk-free rate of return only come when you take some level of risk. However, as you approach retirement, it’s wise to include options that offer stability and predictability. Here are some of the most popular choices. Guaranteed Lifetime Annuities These contracts provide

The Annual Notice of Change (ANOC) is a letter your Medicare Advantage or Part D plan sends each year to explain what’s changing in your plan for the next calendar year.

When considering life insurance, many people face a trio of choices: term , whole , and universal life insurance. Each type serves a...

It’s Time to Start Thinking About Medicare AEP for 2026 As summer rolls on, now is the perfect time to start preparing for one of the...

How to Prepare for ACA Open Enrollment (OEP) The Open Enrollment Period (OEP) for ACA (Affordable Care Act) health insurance runs from...

It’s common to hear unfortunate stories every day about people passing away from heart attacks, car accidents, or other sudden and...

September Is Life Insurance Awareness Month: Here’s Why It Matters September is Life Insurance Awareness Month — a perfect time to ask...

As summer temperatures soar across the country, staying safe in the sun and heat is more important than ever. With longer, hotter days...

Finding a retirement community that is right for you can be tricky. After all, people move to retirement communities for many different...

Insurance companies want to insure you—just at a premium that reflects your overall risk.